Invest in SME invoices

Profit from short-term investments in a new asset class and invest directly in the working capital of Swiss SMEs.

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Why Advanon?

New Asset Class

Advanon provides a short-term asset class that was previously not accessible for investors.

Attractive Returns

Prefinancing invoices through Advanon can enable attractive returns for investors.

Diversification

Diversify your investment portfolio by investing directly into the current assets of SMEs.

P2P Platforms

6-8%

Normal annual returns
High credit risk

Advanon

10-12%

Up to 18% annual returns
Calculated credit risk

Bank Deposits

0-2%

Low interests
Low risk

How it works


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Sign up in 30 seconds

Sign up

Sign up in 30 seconds

Get approved - We do a quick check on your eligibility to invest on the platform

Get approved

We do a quick check on your eligibility to invest on the platform

Browse for invoices - On the platform you get an overview of all invoices that can be prefinanced

Browse for invoices

On the platform you get an overview of all invoices that can be prefinanced

Invest - Make a well-informed investment decision.

Invest

Make a well-informed investment decision.

Get return - Once the invoice is being paid the fee will be your yield.

Get return

Once the invoice is being paid the fee will be your yield.

Risk and return information

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Annualized net return6-9%10-13%14-19%+20%

The rating on Advanon consists of the rating of the credit agencies Crif (60%) and Dun & Bradstreet (40%). The rating can be used as an indicator whether or not the company will be able to repay the investment. There will be additionally financial ratios of the company provided to assess the financial health of the company.

Please be aware, that prefinancing an invoice is not an investment in traditional financial product. You are giving a short term credit to a SMB that will repay you with the repayment of the invoice. Delays can occur in repaying your investment. This delays can be up to 45 days. During that period the company has to pay default interest of the annual interest on a daily basis.

On Advanon you will find invoices from companies with a credit rating from B to AAA. When uploading an invoice, the companies receive a fee suggestion based on their credit rating and other factors. The companies can accept this suggestion, but they can also differ from it.

From the return that investors receive from companies, Advanon keeps 10% as commission. There are risks associated with prefinancing invoices. Investors have to be aware that they can lose the invested capital.

What our investors say

CHF 1'043 - 251'000

ticket sizes

monthly volume financed

Need Help?

Every company is unique. Our customer support team is ready to help you with any questions
or challenges that you might face and will accomodate to your specific needs.


Send us a message or use our live chat