New Asset Class
Advanon provides a short-term asset class that was previously not accessible for investors.
Prefinancing invoices through Advanon can enable attractive returns for investors.
Diversify your investment portfolio by investing directly into the current assets of SMEs.
Normal annual returns
High credit risk
Up to 18% annual returns
Calculated credit risk
Sign up in 30 seconds
We do a quick check on your eligibility to invest on the platform
On the platform you get an overview of all invoices that can be prefinanced
Make a well-informed investment decision.
Once the invoice is being paid the fee will be your yield.
|Annualized net return||6-9%||10-13%||14-19%||+20%|
The rating on Advanon consists of the rating of the credit agencies Crif (60%) and Dun & Bradstreet (40%). The rating can be used as an indicator whether or not the company will be able to repay the investment. There will be additionally financial ratios of the company provided to assess the financial health of the company.
Please be aware, that prefinancing an invoice is not an investment in traditional financial product. You are giving a short term credit to a SMB that will repay you with the repayment of the invoice. Delays can occur in repaying your investment. This delays can be up to 45 days. During that period the company has to pay default interest of the annual interest on a daily basis.
On Advanon you will find invoices from companies with a credit rating from B to AAA. When uploading an invoice, the companies receive a fee suggestion based on their credit rating and other factors. The companies can accept this suggestion, but they can also differ from it.
From the return that investors receive from companies, Advanon keeps 10% as commission. There are risks associated with prefinancing invoices. Investors have to be aware that they can lose the invested capital.
H. Müller, Investor
F. Rohner, Investor
T. Odermatt, Investor
On the dashboard you can see the overview of all invoices you have prefinanced.
2. Browse for invoices
Browse through the invoices on offer and look for the most attractive investment opportunities on the platform.
3. Investigate and Invest
Check the invoice details as well as ratings and information about the company offering the invoice in order to make a good investment decision.
4. Transaction Overview
Get an insightful overview of all your transactions. Track your investments and check the yield you achieved.